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ABOUT BANKRUPTCY
We are a debt-relief agency. We help people file for bankruptcy relief under the bankruptcy code.
I have been practicing in the area of personal Chapter 7 Bankruptcy for over 30 years. Having filed over 2,100 Chapter 7 Bankruptcy cases, I have helped thousands of people get a Fresh Start in life by enabling them to discharge their debts in bankruptcy. Discharging a debt in bankruptcy means the person filing bankruptcy does not owe the debt anymore and does not have to make any more payments on the debt.
This Fresh Start is of tremendous value to people since financial problems can cause marital and family problems, physical problems due to stress, and many sleepless nights. Receiving a Fresh Start after filing bankruptcy can be a life changing event which repairs and restores relationships and lives.
There are many positive effects of the fresh start people receive after receiving filing for chapter 7 bankruptcy. I feel fortunate and privileged to be in a position to enable people to obtain this Fresh Start, and I always strive to do what it takes to work with my clients to achieve this result.
CONTACT US TODAY!
CONTACT US TODAY!
WILL I LOSE
EVERYTHING IF I FILE
CHAPTER 7 BANKRUPTCY?
One of our most frequent questions is, “Will they take everything?” If you seek relief though the bankruptcy Chapter 7 code, your debts will be eliminated, that doesn’t mean you’ll lose your assets. Consult an attorney to discuss how your bankruptcy will affect you. A bankruptcy specialist can show you ways to keep certain valuable assets, but you must act fast. Bankruptcy can affect your credit score, but it can always be rebuilt. It’s a lot easier to rebuild your credit when you’re not drowning in a sea of debt.
People who file bankruptcy are often surprised by how quickly they’ll start getting credit card offers in the mail again. Offers for unsecured or secured credit cards (which require a deposit to the bank) with a low limit can arrive within months of the debt discharge. Some of these cards are unsecured. Some are even offered to people by the same credit card company that was listed on the bankruptcy.
RETAINING YOUR HOME
If you’re up to date on your payments and are willing to keep making your payments, you should be able to keep your home when filing Chapter 7 bankruptcy. If you are behind in your payments, it may be harder to retain your home. In this situation, we will let you know before you file for bankruptcy relief. To find out more about keeping your home when filing for a Chapter 7 bankruptcy, schedule a free consultation today and let us help you get a fresh start.
RETAINING YOUR VEHICLE
When you file for Chapter 7 bankruptcy, you should be able to keep your vehicle. You just need to stay up to date on the payments and be willing to remain liable for the debt. To find out more about keeping your vehicle when filing Chapter 7 bankruptcy, schedule a free consultation today and let us help you get a fresh start.
If you need help dispelling the myths surrounding bankruptcy or have questions about how to proceed, you’re not alone. Don’t waste another minute, contact us. Consultations are always free and we sincerely enjoy helping good people get through tough times.
FOR MORE INFORMATION
For more bankruptcy information, please check the following links:
THE BANKRUPTCY CODE
The choice of a lawyer is an important decision and should not be based solely upon advertisements.
John Henderson Law is a debt relief agency. We help people file for bankruptcy relief under the ‘Bankruptcy Code’
Get In Touch
The Law Firm of John M. Henderson
Located in the Hosmer, King & Royce Legal Building
Located in the Hosmer, King & Royce Legal Building
313 S. Glenstone Ave,
Springfield, MO 65802
Springfield, MO 65802
Testimonials
100% Plus! Very kind and courteous office and staff.
Excellent work!
We received excellent results.
As my first time using a lawyer, you understood what I was going through. I will use you again if I need a lawyer in the future.
Thank you for helping us get our life back!
This law office is very courteous and kind. They are very professional and made me feel like one of them, not just another client. I would recommend this law office to all my friends and family. Every time I called someone was always on the other end of the line willing to answer my questions in a very polite and professional manner.
Very polite and professional law office. I would highly recommend this law firm to others.
John and his assistant, Renee, were extremely nice, courteous, and professional. They handled things very promptly and were very knowledgeable about everything I asked. They both helped me through a process I could not have done without them. I have already recommended them to someone else and will continue to do so in the future! Wonderful experience working with both of them!
I was very pleased with the results Mr. Henderson got for me. They were very polite, very timely. He carried through with everything he said he would. Bottom line, I would have been crippled for life had it not been for the hard work of this law office. Thank you very much.